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           DAILY & SEASONAL SPECIALS

    COMPLIMENTS OF H.D. VEST ADVISOR

                   MAX K. MCNEAL, CPA

                            TAX AND ACCOUNTING 

                                 Individual, Business, and Estate Tax Preparation

                                 Electronic Filing

                                Payroll Services and Accounting

                                Tax Planning and Consulting

 

                           *INVESTMENTS

                               Individual Retirement Accounts (IRAs)

                              Mutual Funds

                              529 College Funds (for the kids and grandkids)

 

                           INSURANCE

                             Long Term Care

                            Fixed and Variable Annuities*

 

                          PLANNING SERVICES

                            Retirement Planning

                            Rollovers*,IRAs*,SEPs*,SIMPLEs*,401K’s*

                           College Planning

                           Tax Reduction Strategies

                           Cash Flow Analysis

                           Insurance Analysis

                           Business Planning

                           Estate Planning

 

                      NOTARY SERVICES

 

*Securities offered through H.D. Vest Investment Servicessm, Member: SIPC, 6333 North State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000

      
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

More Calculators →

Newsletters

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

More Newsletters →